500
Weekly
Fortnightly
Monthly

Loans from $2100 and upwards require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Large Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.


About Us

ABOUT US

It's Not About the Past

When we first got into the business of helping people find lenders, we were fascinated by the amount of people whose loans were turned down because of a mistake in their past. These were good people, able to pay back small amounts and in need of a lump sum of cash in the moment. Some were receiving Centrelink payments, some were pensioners, but most of them just had a really bad credit history. We knew that the way these interesting but dejected people were being treated wasn’t right, and that it was giving our industry a bad name.

Building a Better Future

We built a pretty handle calculator to help people get an idea of what their repayments could be because we know there’s nothing worse than sitting on the phone or waiting ages for a response to an email just to find out how bad credit loans work and how much you could potentially borrow.

Making a Little Magic

We like to think we take just a touch of the stress out of the lender-finder process because we know that the circumstances that often lead to people applying for quick cash bad credit loans are often not all that pleasant. Forgotten bills, pesky car problems, broken down washing machines – these are things that crop up at the most inopportune moments. Here’s the cool part – you apply once, and we sift through the heaps of offers available to find you a lender that may be able to help. Magic, isn’t it?