500
Weekly
Fortnightly
Monthly

Loans from $2100 and upwards require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Large Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.


Costs

COSTS

Same day loans for pensioners can be pretty helpful for these sorts of expenses.

It all depends on how much you need and how long you would like to pay it off.

SMALL LOANS

LOAN AMOUNT

$1,000

MINIMUM

$2,000

MAXIMUM

COSTS

11-20 establishment fee charged upfront + monthly fee of 4%

LATE FEES:

If you miss payment or have insufficient funds on direct debit, you'll be charged of dishonour fee between $25 and $35.

TERMS

3

months

MINIMUM

6

months

MAXIMUM

EXAMPLE:

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

MEDIUM LOANS

LOAN AMOUNT

$2,100

MINIMUM

$4,600

MAXIMUM

COSTS

Maximum Comparison Rate is 67.41%

Interest Rate:

The Interest Rate for Secured Medium Loans is 48%.

TERMS

13

months

MINIMUM

24

months

MAXIMUM

EXAMPLE:

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

LARGE LOANS

LOAN AMOUNT

$5,000

MINIMUM

$15,000

MAXIMUM

COSTS

Maximum Comparison Rate is 48%

Interest Rate:

The Interest Rate for Secured Large Loans is 21.24%.

TERMS

13

months

MINIMUM

36

months

MAXIMUM

EXAMPLE:

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate