Same day loans for pensioners can be pretty helpful for these sorts of expenses.
It all depends on how much you need and how long you would like to pay it off.
SMALL LOANS
LOAN
AMOUNT
$1,000
MINIMUM
$2,000
MAXIMUM
COSTS
11-20 establishment fee charged upfront + monthly fee of 4%
LATE FEES:
If you miss payment or have insufficient funds on direct debit, you'll be charged of dishonour fee between $25 and $35.
TERMS
3
months
MINIMUM
6
months
MAXIMUM
EXAMPLE:
Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
MEDIUM LOANS
LOAN
AMOUNT
$2,100
MINIMUM
$4,600
MAXIMUM
COSTS
Maximum Comparison Rate is 67.41%
Interest Rate:
The Interest Rate for Secured Medium Loans is 48%.
TERMS
13
months
MINIMUM
24
months
MAXIMUM
EXAMPLE:
Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
LARGE LOANS
LOAN
AMOUNT
$5,000
MINIMUM
$15,000
MAXIMUM
COSTS
Maximum Comparison Rate is 48%
Interest Rate:
The Interest Rate for Secured Large Loans is 21.24%.
TERMS
13
months
MINIMUM
36
months
MAXIMUM
EXAMPLE:
Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate